Track Your Swiggy, Zomato & Ola Delivery Income — Free App for Gig Workers

The Real Earnings Problem for Delivery Partners

A Swiggy delivery partner might see ₹800-1,200 credited per day and think they're doing well. Then the month ends and there's nothing left. Because petrol, mobile recharge, and bike maintenance just happened — they weren't tracked.

Most delivery partners work across 2-3 platforms (Swiggy + Zomato + Blinkit) and have no unified view of their income. They're running a business with zero financial visibility.

Your Real Earnings Formula

Real daily income = Platform credits + Tips − Petrol − Mobile data − Bike maintenance − Vehicle EMI

For most delivery partners, real income is 60-70% of what the app shows as "earned." The rest goes in costs that slip by unnoticed.

How to Track Multiple Platforms in DhanRakh

1. Create separate income categories: "Swiggy earnings", "Zomato earnings", "Blinkit earnings"
2. Each evening, voice-log the day's total from each platform: "Swiggy se aaj 650 mile"
3. Log every petrol fill: "Petrol 180 rupaye"
4. Log mobile recharge as a business expense
5. Set up a recurring monthly expense for bike EMI and insurance

Tracking Vehicle Maintenance Costs

This is the most undertracked cost. Break it into:

• Monthly: Oil change (every 3,000 km) — budget ₹400-600
• Monthly: Tyre pressure, minor repairs — budget ₹200
• Quarterly: Major service — budget ₹2,000-3,000 amortised monthly

In DhanRakh, set these as recurring expenses so they appear in your monthly cost automatically.

What Your Money-Health Score Means for Gig Workers

After 60 days of tracking, DhanRakh generates a money-health and loan-readiness score. For delivery partners, this score becomes their income proof when applying for vehicle loans or insurance — because it shows consistent earning patterns that a lender can rely on.

The Income Proof Advantage

Delivery platforms send monthly earnings statements via email — save these. Combined with DhanRakh's export, you have a 12-month income record that most microfinance lenders and NBFCs accept for vehicle loans.