(01) About

Money sense, in your own language.

DhanRakh brings tracking, saving and money health into one calm, offline-first app — built for the crores of Indians the finance world overlooked.

23
languages — English + 22 Indian
₹0
free forever, no ads ever
100%
offline-capable by design
Exact
paise math, never rounded
Mission

One calm place for your money.

India runs on cash. Auto drivers, shopkeepers, tailors and daily-wage workers move lakhs every month with nothing but a worn diary and memory. When the month ends, nobody knows where the money went.

We replace that with one calm, offline-first place where anyone can track, save and understand their money — in the language they actually think in.

The problem

Every finance app forgot them.

Almost every money app is built for English-speaking, salaried city users — full of jargon and forms, and useless without a connection.

DhanRakh is voice-first, fully offline, and speaks 23 languages. Say “250 rupees for vegetables” and it’s tracked. Cash and UPI together, auto-categorised, with a money-health score built from your own entries — no bank, no CIBIL, no jargon.

How it works

Speak it. See it. File it.

Open the app, tap the mic, and speak an entry in any supported language. It’s parsed, categorised and saved — even with no signal. Your home shows the one number that matters; your score shows where you stand.

For shops, the same app runs the register, the udhar khata and stock. When the year ends, every entry becomes a plain-language report and a CA-ready export.

The name

DhanRakh — “protect your wealth.”

The name is the whole idea. DhanRakh (धनरख) joins dhan, wealth, and rakh, to keep. Not a tool for the few who already have advisors — money sense for everyone who earns.

The studio

Built by WhereTo Studios.

DhanRakh is built by WhereTo Studios, a small team obsessed with the details of money software — from exact paise math to motion that feels considered rather than decorative. We build Android-first for India’s reality, on a privacy-first backend, with AI used only to explain your numbers, never to calculate them.

(06)What we stand for

No slop. No shortcuts.

Money is exact.

Every amount is stored in integer paise and calculated precisely — never rounded, never estimated, not a single paisa lost.

Nothing is fabricated.

AI explains your money in plain words. It never invents a number; all the math is deterministic and verifiable.

Privacy first.

Voice is processed on your device. You see only your own data, we never sell it, and you can export or delete everything.

Bespoke, not templated.

Every screen is designed to feel premium and intentional — in your language, on the cheapest phone, fully offline.

Built in India, for India · by WhereTo Studios

Get the app — Android