Nominee & Estate Planning for Indian Families — Know Who Gets What
If something happens to you tomorrow, does your family know where your money is? Set nominees, designate trusted contacts, and plan for the unexpected with DhanRakh.
The Question Nobody Wants to Ask
"If I die tomorrow, does my family know where my money is?" For 95% of Indian families, the answer is no. Bank accounts, insurance policies, property documents, gold, investments — all known only to one person. When that person is gone, the family faces a financial nightmare on top of emotional devastation.
What Families Lose
After a family member's death, surviving relatives commonly lose access to:
- Bank accounts — family doesn't know which banks, no account numbers
- Insurance policies — can't find documents, don't know the agent
- Property documents — deeds in an unknown locker or with an unknown lawyer
- Gold and jewelry — stored in bank locker, family doesn't have the key
- Digital accounts — no passwords, no access to phone
- Debts owed to you — udhar given to people, no records
India loses crores of rupees every year in unclaimed assets — money that rightfully belongs to families but can never be accessed.
DhanRakh's Estate Planning Tools
DhanRakh helps you prepare for the worst, simply and privately:
- Nominee mapping — for every asset (bank, insurance, gold, property), record the intended nominee
- Trusted contacts — designate 1-3 people who can access emergency information
- Asset inventory — complete list of everything you own and where it's stored
- Gold tracking — track gold holdings at live rates with purchase history
Privacy First
Your nominee and asset data is encrypted and stored securely. Trusted contacts can't see your financial data while you're using the app — they only receive the information you've chosen to share, and only in an emergency.
Start Planning Today
You don't need to be old or wealthy to plan your estate. If you have a family, a bank account, or any asset at all — you need a plan. DhanRakh's nominee tracker and trusted contacts features are available in the Pro plan. Take 15 minutes today to protect your family's tomorrow.
DhanRakh is India's first personal finance app for the informal economy. Voice-first. 23 Indian languages. Offline-ready. Free forever.
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