How to Automatically Track Your GPay, PhonePe, and Paytm Transactions

India's UPI Revolution Created a New Problem

India processes over 10 billion UPI transactions per month. GPay, PhonePe, Paytm — everyone uses them. But here's the irony: most people have no idea how much they're spending digitally.

UPI made spending frictionless. Too frictionless. ₹50 here for chai, ₹200 there for vegetables, ₹500 for an auto — small amounts that add up to lakhs by month's end.

The Manual Entry Trap

Most expense trackers ask you to manually log every UPI payment. But if you're making 10-15 digital transactions a day, you'll forget half of them by evening. The whole point of tracking is defeated.

Automatic Import: The Smart Way

Every UPI transaction generates a notification. DhanRakh detects these automatically and imports your transactions — amount, merchant, date, payment method — without you lifting a finger.

• Google Pay — auto-detected and imported
• PhonePe — auto-detected and imported
• Paytm — auto-detected and imported
• Bank apps — major Indian banks supported

No Login Credentials Needed

DhanRakh never asks for your bank login, UPI PIN, or any financial credentials. No screen sharing. No account linking. Just notification permission.

Cash + Digital = Complete Picture

The real power isn't just UPI tracking — it's combining digital and cash transactions in one place. Log cash payments by voice, and UPI transactions auto-import. For the first time, you see your complete financial picture.

An auto driver who collects cash fares and pays for fuel via GPay can finally see everything in one app — in his own language.

Free for 50 Transactions/Month

DhanRakh's free tier includes 50 UPI auto-imports per month — enough for most individuals. Plus plan unlocks unlimited auto-import for heavy users and shopkeepers.